Terms of use

Qumario Terms of use

01

Purpose of the site

Qumario is an informational and editorial project about how financial markets work. The texts are intended for personal study and reference. They do not constitute financial, tax or retirement advice, a professional service, or a recommendation about any product, security or provider. The site offers no financial or investment services and has no commercial relationship with any provider.

02

Use of the material

You may read, print and save the texts for personal, non-commercial use. You may quote short extracts provided you credit Qumario as the source and include a link to the relevant page. Reproducing the texts in full, republishing them or using them commercially requires prior written permission by email.

03

Intellectual property

The texts and the composition of the site belong to Qumario. The images are illustrative, are used only to accompany the articles and do not depict real clients, people or activities of the project.

04

Accuracy and availability

The texts are written with care and corrected when errors come to light, but they may contain inaccuracies or become out of date. Markets, products, rules and figures change, and individual circumstances differ, so outcomes vary from reader to reader. The site may be changed, interrupted or withdrawn without notice.

05

No advice and limits of liability

Nothing on this site is financial, investment or retirement advice, and nothing here should be acted on as though it were. Investing and retirement planning involve risk, including the risk of losing money, and past performance is no guide to the future. Decisions about your own money are your responsibility. To the extent permitted by law, Qumario accepts no liability for any loss arising from reliance on the information published here. For advice on your circumstances, consult a professional registered with the Financial Sector Conduct Authority (FSCA).

06

General and contact

By using the site you accept these terms. They may be updated, and the version published on this page is the one in force. South African law applies. For questions about these terms:

Qumario
info@qumario.pro